Personally I love budgets. I love planning. I love math. I love setting little challenges for our family and tracking our success. Maybe you’re one of those baffling to me people who live without a budget. Some people are so good with the money that they can manage their spending without one. Some people just […] More
You Have to be Pretty Cheap to Cut Your Own Hair In order for the Simple Cheap Faamily to live on half of a single income, we’ve in sourced many services that we might have paid money for in the past. In the Simple Cheap Household, we cut our hair at home. I cut Simple […] More
Did you ever want to know more about Simple Cheap Mom? Well it’s your lucky day. Today I was interviewed over at Debt Discipline. The Debt Discipline blog follows a family who has recently finished paying off over $100,000 of debt. They’re now shifting their focus to building their wealth and it’s very inspirational and […] More
My Mr. has a steady government job. It’s got great benefits, a pension, and a salary that can support a family without a second income. We both feel very lucky that he has his job. He was hired to take on a special project. Over the years, the position has shifted away from the work […] More
When I shared that we’ve signed up for the MoneyStepper Savings Challenge, I let you all know that we’d be picking a new budgeting tool for 2015. Our latest system involves a spreadsheet that only tracks “high risk” budget categories and it’s been driving me nuts that we’re not tracking our full financial picture. I […] More
Much of personal finance is common sense. We know we should spend less than we make. We know we should avoid credit card debts. But there are some choices that we needa to make that aren’t so clear. Whether to use extra money to pay off your mortgage or to invest in one of those […] More
A couple weeks ago I posted five frugal gifts that were on my Christmas wish list. Well, Christmas has come early for me and in a very cheap kind of way. My last post on whether to pay off your mortgage or invest was a bit heavy, so I’m hoping this one will lighten the […] More
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