So I’ve been telling you all about how you should set a budget and track every penny. But, do WE actually do it? Well, ya, we do. That’s not to say that we’re always under budget. How much of a challenge would that be? But we do live on a budget and track our spending […] More
So I’ve been telling you all about how you should set a budget and track every penny. But, do WE actually do it? Well, ya, we do. That’s not to say that we’re always under budget. How much of a challenge would that be? But we do live with our budget and track our spending […] More
Last week Chonce from My Debt Epiphany nominated me for the Liebster Award. It’s Simple Cheap Mom’s first award and I’m so honored to have received the nod from such a great blog! The Liebster Award is very popular in the blogging community and while I’ve heard of it before, I never really had a […] More
I wanted to share a story I read this week on Dividend Mantra that stuck in my head. Dividend Mantra was given the opportunity to speak at 2015 Chautauqua. It’s a personal finance getaway down in the Equator with speakers like Mr. Money Mustache and James Collins. This is an amazing offer. What’s even more […] More
At the beginning of January, I shared our annual no eating out challenge here on Simple Cheap Mom. In the fall we tend to slip into bad habits and eat out or get take out much more than we’d like. So, in January we stop getting take out, going to restaurants, picking up expensive lattes, […] More
Back in December, we decided to use GNUCash to track our finances. It’s a free open source program and you can see how we decided to use GNUCash here. As part of the MoneyStepper Savings Challenge, we’ve committed to calculating our monthly net worth increases and savings rates using a special worksheet. The results for […] More
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Free places for kids to play indoors Keeping kids entertained can be tough when the weather keeps you inside. Today is Family Day in Ontario, so we’re enjoying Daddy having the day off. The temperature is going up to a high of -23C with the wind chill, so even though I’d like to go sledding, […] More
Last week Chonce from My Debt Epiphany nominated me for the Liebster Award. It’s Simple Cheap Mom’s first award and I’m so honoured to have received the nod from such a great blog! The Liebster Award is very popular in the blogging community and while I’ve heard of it before, I never really had a clear understanding […] More
I’m an unabashed fan of budgeting, tracking your spending, cutting unnecessary costs, and focusing on spending your money on how you actually want. (Exhibit 1: Our Family Budget. Exhibit 2: My Money Rules) I love finding new ways to make our money stretch further so we can reach the financial goals that motivate us. I […] More
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WARNING The following is an unveiled attempt to get you to sign up for Swagbucks with my referral link. Other than being a user, I am not connected with Swagbucks in any way. I have received no compensation for this post. But, if you sign up for Swagbucks using my “Refer Friends” link, I will […] More
Personally I love budgets. I love planning. I love math. I love setting little challenges for our family and tracking our success. Maybe you’re one of those baffling to me people who live without a budget. Some people are so good with the money that they can manage their spending without one. Some people just […] More
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I’ve mentioned a few times that if we don’t stick to our budget then we’ll just eat out all the time. It’s our weakness. We always come back to eating out. I know cooking everything from scratch is cheaper and healthier and I’m jealous of you readers that can get ‘er done day after day. […] More
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