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    You Have to be Pretty Cheap to Cut Your Own Hair

    You Have to be Pretty Cheap to Cut Your Own Hair In order for the Simple Cheap Faamily to live on half of a single income, we’ve in sourced many services that we might have paid money for in the past.   In the Simple Cheap Household, we cut our hair at home.  I cut Simple […] More

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    Interviewed by Debt Discipline

    Did you ever want to know more about Simple Cheap Mom?  Well it’s your lucky day.  Today I was interviewed over at Debt Discipline. The Debt Discipline blog follows a family who has recently finished paying off over $100,000 of debt.  They’re now shifting their focus to building their wealth and it’s very inspirational and […] More

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    Planning and a Promotion

    My Mr. has a steady government job.  It’s got great benefits, a pension, and a salary that can support a family without a second income.  We both feel very lucky that he has his job.  He was hired to take on a special project.  Over the years,  the position has shifted away from the work […] More

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    This is NOT Another Comparison of Budgeting Apps

    When I shared that we’ve signed up for the MoneyStepper Savings Challenge, I let you all know that we’d be picking a new budgeting tool for 2015. Our latest system involves a spreadsheet that only tracks “high risk” budget categories and it’s been driving me nuts that we’re not tracking our full financial picture. I […] More

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    5 Reasons To Consider Paying Off Your Mortgage

    Much of personal finance is common sense.  We know we should spend less than we make.  We know we should avoid credit card debts. But there are some choices that we needa to make that aren’t so clear.  Whether to use extra money to pay off your mortgage or to invest in one of those […] More

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    50% Savings Rate Challenge Accepted

    One of the questions I’ve asked myself since starting this site is how much of our personal finances I’m prepared to share with the world.  Does it actually add to the conversation if I share our budget, incomes, spending, debt levels, and net worth? One of the financial goals that I have decided to share […] More

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    Early Christmas Presents for Simple Cheap Mom

    A couple weeks ago I posted five frugal gifts that were on my Christmas wish list. Well, Christmas has come early for me and in a very cheap kind of way. My last post on whether to pay off your mortgage or invest was a bit heavy, so I’m hoping this one will lighten the […] More

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    How To Cut Your Own Hair

    How to cut own hair ( how to trim your hair ) It’s pretty standard for frugal guys to buzz their own hair.  A set of hair clippers can be as cheap as just one haircut. I’ve noticed something recently.  I’ll read an article about how to cut hair yourself and then there will be […] More

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    Planning and a Promotion

    My Mr. has a steady government job.  It’s got great benefits, a pension, and a salary that can support a family without a second income.  We both feel very lucky that he has his job.  He was hired to take on a special project.  Over the years,  the position has shifted away from the work […] More

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    The Seduction of The Second Car

    If you haven’t been following along, we were gifted a car from our in-laws and we’ve been having a frustrating time selling our regular car. Here’s the update to the frustrating bits: the car is now the proud owner of a new alternator and parking brake cable. It failed the e-test because there weren’t enough […] More

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    Wait, Why Don’t You Have a Will?

    Many people put off important grown up things like getting a will. If you know that you need a will, but haven’t got around to getting one done, I can relate. I’m married, own some big things, like a house, have a pet, and a kid. Until this week, I didn’t have a will. Dying […] More

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    5 Things To Consider Before Giving Up Your Dryer

    Well, it’s been about a month since we bought our folding drying rack and swore off using our electric dryer. It was pretty touching and go at the start, but because of the great tips and success stories that I read in the comments section, I kept with it. We’re nowhere near experts yet, but […] More

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